The Russian Central Bank is planning to revise the requirements for cash machines, Head of the Payment Systems Department of the Central Bank Natalya Kochetkova reported to RBC. As it was reported earlier, the Association of Russian banks applied to the Russian Ministry for Antimonopoly Policy with a request to check out the correspondence of the Central Bank's decree 960-u and a letter 163-t to the Russian legislation, which established the rules of credit card operations through the system of cash machines.
According to these requirements, the cash machines that are being used by Russian banks should have at least 3rd class break-in resistance, which causes additional costs for the banks. With a view to that, small banks are forced to decline to operate on the plastic credit card market. The Russian Central Bank's official was quoted as saying that according to the effective regulations, cash machines are equal to safes, however, "these requirements are unreasonable, since the bank is in all cases responsible for the security of the funds of its clients regardless of the resistance degree of a cash machine". "This question was raised more than once, and in the near future the Central Bank will consider it: the requirements for cash machines are likely to be downgraded", according to Kochetkova.
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